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List of Insurance Companies in Germany
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Germany, Europe - World Insurance Companies Logos. The graphic mark of a company is synonymous with its brand. In insurance, a logo is instantly recognizable and allows that the customer associates the company with useful qualities such as trust, the fair price, and many other vital issues on the task of finding the best insurance. Click the logos of the Insurers for getting a bunch of updated information offering each insurer of Germany. We want to help you to find the best Insurance by Region in Internet
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Directory of Insurance Companies Logos in Germany
Directory of Insurance Companies Logos in Germany. Find the best insurance based on cost, coverage and claims support. Select the insurer you trust
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Germany
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www.world-insurance-companies.com. Click the logos to access to Insurance Companies in Germany
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Tokio Marine Holdings, Inc. |
Insurance in Germany
In Germany insurance is a good thing to have, health and liability insurance for motor vehicles is mandatory.
If you are planning to spend more than six months in Germany, or have moved here in a job-related capacity, here's a primer on other coverage you may want.
Third-party Private Liability Insurance.
The most important and yet the least expensive insurance cover you will need in Germany is third-party private liability insurance (Haftpflichtversicherung). It will provide cover to you or to any insured member of your family in the event that you commit an act for which a German court would consider you ordinarily negligent.
Under Germany Law, there is no ceiling on the level of damages an individual could have awarded against them for an act they committed, even one committed innocently but carelessly, or for the misdeeds of their dog or horse.
Ordinary negligence could be a simple matter of damaging someone else's property, for instance, knocking over a vase while visiting a friend or in a shop, or causing an accident as a pedestrian by not crossing at the zebra crossing, causing bodily injury whilst skiing or engaging in other sports activities. Please note that dogs and horses must be insured separately and are not included in a single or family policy. This essential coverage is intended to give you more than just peace of mind and is strongly recommended and often contractually required when you are renting a property.
Any damage claims can be painful and a high level of cover, (we suggest 10 million Euros for a family, less for animals) costs relatively little. Saving by taking out a cheap policy with limited coverage is very much a false economy.
Third-party private liability coverage will not provide cover for anyone driving a car, piloting an airplane, or sail a boat; no cover is provided for hunting. All of these require separate Ins. policies.
You should be aware that Germany third-party private liability coverages with either a three or five-year term cannot be canceled before the term is up. An insurance agent selling these term contracts will receive a higher commission for locking a client into a multi-year product. Our strong advice is to buy only annually renewable policies; there is absolutely no reason to take out a policy which leaves you unable to switch at a renewal date if a more attractive or a better quality insurance cover becomes available.
From How to Germany
If you are planning to spend more than six months in Germany, or have moved here in a job-related capacity, here's a primer on other coverage you may want.
Third-party Private Liability Insurance.
The most important and yet the least expensive insurance cover you will need in Germany is third-party private liability insurance (Haftpflichtversicherung). It will provide cover to you or to any insured member of your family in the event that you commit an act for which a German court would consider you ordinarily negligent.
Under Germany Law, there is no ceiling on the level of damages an individual could have awarded against them for an act they committed, even one committed innocently but carelessly, or for the misdeeds of their dog or horse.
Ordinary negligence could be a simple matter of damaging someone else's property, for instance, knocking over a vase while visiting a friend or in a shop, or causing an accident as a pedestrian by not crossing at the zebra crossing, causing bodily injury whilst skiing or engaging in other sports activities. Please note that dogs and horses must be insured separately and are not included in a single or family policy. This essential coverage is intended to give you more than just peace of mind and is strongly recommended and often contractually required when you are renting a property.
Any damage claims can be painful and a high level of cover, (we suggest 10 million Euros for a family, less for animals) costs relatively little. Saving by taking out a cheap policy with limited coverage is very much a false economy.
Third-party private liability coverage will not provide cover for anyone driving a car, piloting an airplane, or sail a boat; no cover is provided for hunting. All of these require separate Ins. policies.
You should be aware that Germany third-party private liability coverages with either a three or five-year term cannot be canceled before the term is up. An insurance agent selling these term contracts will receive a higher commission for locking a client into a multi-year product. Our strong advice is to buy only annually renewable policies; there is absolutely no reason to take out a policy which leaves you unable to switch at a renewal date if a more attractive or a better quality insurance cover becomes available.
From How to Germany
Germany, Europe - World Insurance Companies Logos
