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LIST OF INSURANCE COMPANIES IN benin
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Benin, Africa - World Insurance Companies Logos. By clicking on the logo of each insurer in #Benin may obtain a set of updated information that each insurer offers by internet
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List of logos of Insurance Companies In Benin
LA GAB. List of Insurance Companies in Benin - World Insurance Companies Logos
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AFRICAINE DES ASSURANCES.
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NSIA Benin Compagnie Assurances Benin
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Benin | Allianz
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BENIN INSURANCE
Bénin - Journaux
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List of names of Insurance Companies In Benin - 2018
L'AFRICAINE DES ASSURANCES
NSIA Vie
LA FEDERALE D'ASSURANCES IARDT (FEDAS BENIN)
LA GENERALE DES ASSURANCES DU BENIN (G.A.B.)
AGF BENIN ASSURANCES
ASSURANCES ET REASSURANCES DU GOLFE DE GUINEE (ARGG)
AVIE
COLINA AFRICA VIE
UNION BENINOISE D'ASSURANCE VIE (UBA-VIE)
SOCIETE D'ASSURANCE POUR LE DEVELOPPEMENT ECONOMIQUE ET SOCIAL (SADES-Benin)
From CICA-RE
NSIA Vie
LA FEDERALE D'ASSURANCES IARDT (FEDAS BENIN)
LA GENERALE DES ASSURANCES DU BENIN (G.A.B.)
AGF BENIN ASSURANCES
ASSURANCES ET REASSURANCES DU GOLFE DE GUINEE (ARGG)
AVIE
COLINA AFRICA VIE
UNION BENINOISE D'ASSURANCE VIE (UBA-VIE)
SOCIETE D'ASSURANCE POUR LE DEVELOPPEMENT ECONOMIQUE ET SOCIAL (SADES-Benin)
From CICA-RE
FINANCING OF HEALTH CARE IN BENIN: THE ROLE OF HEALTH INSURANCE
Conclusion and Recommendations
After this study, we can say that health insurance is a recent phenomenon in Benin, which is born of the catastrophic consequences of excessive use of direct payment as a health financing.
Health insurance services are offered by commercial insurance companies, health micro-insurance structures and by public authorities. Adherents of commercial insurance companies are relatively well off: high income self-employed, some senior civil servants, employees of large enterprises in the formal sector. The clientele of health microinsurance structures that are non-governmental organizations consists of economic agents in the informal sector. The microinsurance sector experienced uncontrolled development in numerical terms, coupled with very low membership rate and works like a nebula because of shortcomings, the lack of and inadequate regulatory capacity.
The universal health insurance involves a method of taxing employers and employees to create a health insurance fund.
This fund is used to pay for services provided by health care providers with contracts of collaboration with the regime. But because of the low salary levels in Benin, this could increase the burden of certain sections of workers. Poverty of the tax system, the high percentage of workers in the informal sector and the high rate of
unemployment are all factors that will act negatively on the amount of resources collected. However, there is a minor role that private health insurance could play.
Given the results, the following recommendations are made for a better development of health insurance and contribution to better access to health services:
Bring a regulatory amendment to the CIMA insurance code to integrate micro-insurance, or create a special code (clear regulatory framework) for 82 Council of Economic Analysis of mutuality so that the business grows on a statutory basis;
- Entrusting the regulation of micro-assurannce to the National Insurance Department;
- Create a guarantee fund for micro-insurance operations financed by micro-insurance companies in the interest and the credibility of the microinsurance industry;
- Involve brokers in microinsurance operations.
After this study, we can say that health insurance is a recent phenomenon in Benin, which is born of the catastrophic consequences of excessive use of direct payment as a health financing.
Health insurance services are offered by commercial insurance companies, health micro-insurance structures and by public authorities. Adherents of commercial insurance companies are relatively well off: high income self-employed, some senior civil servants, employees of large enterprises in the formal sector. The clientele of health microinsurance structures that are non-governmental organizations consists of economic agents in the informal sector. The microinsurance sector experienced uncontrolled development in numerical terms, coupled with very low membership rate and works like a nebula because of shortcomings, the lack of and inadequate regulatory capacity.
The universal health insurance involves a method of taxing employers and employees to create a health insurance fund.
This fund is used to pay for services provided by health care providers with contracts of collaboration with the regime. But because of the low salary levels in Benin, this could increase the burden of certain sections of workers. Poverty of the tax system, the high percentage of workers in the informal sector and the high rate of
unemployment are all factors that will act negatively on the amount of resources collected. However, there is a minor role that private health insurance could play.
Given the results, the following recommendations are made for a better development of health insurance and contribution to better access to health services:
Bring a regulatory amendment to the CIMA insurance code to integrate micro-insurance, or create a special code (clear regulatory framework) for 82 Council of Economic Analysis of mutuality so that the business grows on a statutory basis;
- Entrusting the regulation of micro-assurannce to the National Insurance Department;
- Create a guarantee fund for micro-insurance operations financed by micro-insurance companies in the interest and the credibility of the microinsurance industry;
- Involve brokers in microinsurance operations.
Benin, Africa - World Insurance Companies Logos
