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List of US Health Providers
List of US Health Providers. By clicking the symbol of each provider that operates in the UNITED STATES, may access from a single place to its website. Get a lot of knowledge of considerable importance on all kinds of health benefits, and also phone numbers, addresses, and prices, which each Insurer offers online
List of health providers in United States. Watch the best providers based on cost, coverage, customer service and claims support. Locate the Company you trust
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By clicking the logo of Providers you have instant access to updated information on insurance issues that can help you in the task of choosing the best provider, and also, get phones numbers, addresses, and prices, that Providers offers on the Internet.
Health care Insurance
In the United States, Medicare is a federal social insurance program that provides health insurance to people over the age of 65, individuals who become totally and permanently disabled, end stage renal disease (ESRD) patients, and people with ALS. Recent research has found that the health trends of previously uninsured adults, especially those with chronic health problems, improves once they enter the Medicare program. Traditional Medicare requires considerable cost-sharing, but ninety percent of Medicare enrollees have some kind of supplemental insurance - either employer-sponsored or retiree coverage, Medicaid, or a private Medigap plan – that covers some or all of their cost-sharing. With supplemental insurance, Medicare ensures that its enrollees have predictable, affordable healthcare costs regardless of unforeseen illness or injury.
As the population covered by Medicare grows, its costs are projected to rise from slightly over 3 percent of GDP to over 6 percent, contributing substantially to the federal budget deficit. In 2011, Medicare was the primary payer for an estimated 15.3 million inpatient stays, representing 47.2 percent ($182.7 billion) of total aggregate inpatient hospital costs in the United States.The Affordable Care Act took some steps to reduce Medicare spending, and various other proposals are circulating to reduce it further.The term health cover is commonly used in the United States to describe any program that helps pay for medical expenses, whether through privately or social purchased insurance or a social welfare program funded by the government.
In a more technical sense, the term is used to describe any form of insurance that provides protection against the costs of medical services. This usage includes private and social insurance programs such as Medicare, which pools resources and spreads the financial risk associated with major medical expenses across the entire population to protect everyone, as well as social welfare programs such as Medicaid and the State Children's Health Program, which provide assistance to people who cannot afford health coverage.
In addition to medical expense insurance, "health insurance" may also refer to insurance covering disability or long-term nursing or custodial care needs. Different health coverage provides different levels of financial protection and the scope of coverage can vary widely, with more than 40 percent of insured individuals reporting that their plans do not adequately meet their needs as of 2007.
The share of Americans with health coverage has been steadily declining since at least 2000. As of 2010 just under 84% of Americans had some form of health insurance, which meant that more than 49 million people went without coverage for at least part of the year. Declining rates of coverage and under insurance are largely attributable to rising insurance costs and high unemployment. As the pool of people with private health coverage has shrunk, Americans are increasingly reliant on public coverage. Public programs now cover 31% of the population and are responsible for 44% of health care spending. Public insurance programs tend to cover more vulnerable people with greater healthcare needs. Many of the reforms instituted by the Affordable Care Act of 2010 were designed to extend healthcare coverage to those without it.
Enrollment and the Uninsured
Uninsured patients share their experience with the health care system in the United States.
According to the United States Census Bureau, roughly 55% obtain insurance through an employer, while about 10% purchase it directly. About 31% of Americans were enrolled in a public health program: 14.5% (45 million – although that number has since risen to 48 million) had Medicare, 15.9% (49 million) had Medicaid, and 4.2% (13 million) had military health coverage (there is some overlap, causing percentages to add up to more than 100%). Employers may also provide reimbursement for health insurance purchased individually by their employees through a Defined contribution health benefits plan. Employers are allowed to pay employees cash in lieu of health coverage, but this is uncommon as it is subject to strict IRS regulations.
List of US Health Providers